Ellen McLaughlin - Coldwell Banker Residential Brokerage



Posted by Ellen McLaughlin on 9/15/2019

A home is one of the biggest purchases that an individual can make in his or her lifetime. It also may prove to be expensive, particularly for those who fail to plan ahead for the property buying journey.

There is no need to break your budget to acquire your dream residence. In fact, there are many quick, easy ways to guarantee you can keep you finances in check and avoid the risk of spending too much to purchase your ideal house.

Now, let's take a look at three tips to ensure you can buy a quality house at a budget-friendly price.

1. Get Pre-Approved for a Mortgage

You want to buy a home, but you still have no idea how much you can spend on a residence. Thankfully, if you get pre-approved for a mortgage, you can enter the real estate market with a budget in hand. As a result, you will know exactly how much you can spend on a house and can plan accordingly.

Banks and credit unions employ friendly, knowledgeable mortgage specialists who are happy to meet with you. These mortgage specialists can review your income, credit score and other relevant financial data. Then, they can provide you with mortgage options based on your finances.

2. Narrow Your Home Search

Although most people want to buy a mansion, it is important to establish realistic homebuying expectations. Because if you narrow your home search to properties that fall within your price range, you can speed up the property buying journey. Perhaps most important, you can shop around to find a terrific home that corresponds to your budget.

Don't forget to consider homes in a variety of cities and towns too. In some instances, it may prove to be more cost-effective to purchase a house in a small town than a residence in a big city.

3. Evaluate Your Short- and Long-Term Plans

Think about your short- and long-term plans, and you may be better equipped than ever before to map out your home finances for the foreseeable future.

For instance, if you plan to raise a family in the years to come, you may want to consider the costs associated with childcare and other child expenses. This will allow you to budget properly as you search for your dream home.

On the other hand, if you recently accepted a work promotion, your income soon may rise. In this situation, you may be able to increase your homebuying budget due to the fact that extra income will be coming your way.

Lastly, as you get ready to search for a house, you may want to hire a real estate agent. In addition to helping you find a home that matches your budget, a real estate agent will offer expert guidance throughout the property buying journey. He or she will help you prepare for a home inspection, closing and other important steps during the homebuying process. By doing so, a real estate agent will help you seamlessly navigate the homebuying journey and achieve the optimal results.




Categories: Buying a Home   buying tips  


Posted by Ellen McLaughlin on 9/8/2019

One exciting part of moving into a new home is dreaming up all the ways you will redecorate and make it your haven. Hereís a guide to picking the perfect paint colors and types for a gorgeous home.  

Part of choosing a great color selection is understanding what makes your colors work together so well. You want to pick and stick to one of three color schemes.

Hereís a quick art lesson for today:

Analogous colors are next to each other on the color wheel. These colors when used together allow one color to really stand out.

Monologous colors are shades in the same color family. This color scheme creates a soothing, calm feel to a room.

Complementary colors are opposite one another on the color wheel. The colors in this type of color scheme balance each other equally.

Before heading to the home improvement store for some paint samples itís best to have the rest of your roomís decor picked out first. Once you have furnishings and accessories picked out you can find a shade for your walls that will tie the entire room together.

A general rule of thumb is:

  • If you choose a bright or vibrant color for your furniture, choose a neutral shade for your walls.

  • If you choose neutral colored furnishings you can bring in a bright, vibrant color for your walls.

When designing your entire home itís best to think of the overall design scheme cohesively. Not every room needs to look the same or have the same colors. However, it should feel like a natural flow and progression as you move from room to room.

Now that you know your colors youíre ready to pick out your paints.

Have you ever wondered why there are so many paint sheen options? And if there is someone out there painting their house entirely with high gloss paint?

While I cant answer the latter question the answer to the former is this: the glossiness of paint directly affects how easy it is to clean.

Here a general guideline of where to use which type:  

High gloss should be used for high traffic areas that come into a lot of contact. Think railings and furniture. High gloss can be more costly per gallon but worth the relatively small investment in the long run.

Semi-gloss is great for places that come into contact with a lot of moisture. These are areas like cabinets and trim.

Satin sheen is great for bathroom and kitchen walls. Itís a great balance between a gloss and the matte finish many prefer for their walls.   

Eggshell is perfect for bedrooms and other rooms where they arenít likely to meet as many messes or moisture as the bathroom and kitchen.





Posted by Ellen McLaughlin on 9/3/2019


35 Ashwood Ave., Salem, NH 03079

Single-Family

$389,900
Price

6
Rooms
3
Beds
2
Baths
This lovely Cape sits back off the road on a beautifully landscaped lot in a neighborhood close to schools and shopping. The home features a first floor bedroom and a 1st floor full bath, as well as two spacious bedrooms and full bath on the second level. A breezeway between the garage and eat-in kitchen adds convenience on cold winter days. Other features include a dining room with large bay window, wood fireplace in the living room, as well as a bright & sunny 3 season porch that walks out onto a deck that overlooks the spacious backyard and chain link fence for your pet. Partially finished basement. Newer baths, appliances, and replacement windows are only a few of the many updates this home has to offer.
Open House
Saturday
September 07 at 11:00 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 35 Ashwood Ave., Salem, NH 03079    Get Directions

Similar Properties





Categories: Open House  


Posted by Ellen McLaughlin on 9/3/2019


35 Ashwood Ave., Salem, NH 03079

Single-Family

$389,900
Price

6
Rooms
3
Beds
2
Baths
This lovely Cape sits back off the road on a beautifully landscaped lot in a neighborhood close to schools and shopping. The home features a first floor bedroom and a 1st floor full bath, as well as two spacious bedrooms and full bath on the second level. A breezeway between the garage and eat-in kitchen adds convenience on cold winter days. Other features include a dining room with large bay window, wood fireplace in the living room, as well as a bright & sunny 3 season porch that walks out onto a deck that overlooks the spacious backyard and chain link fence for your pet. Partially finished basement. Newer baths, appliances, and replacement windows are only a few of the many updates this home has to offer.
Open House
Saturday
September 07 at 11:00 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 35 Ashwood Ave., Salem, NH 03079    Get Directions

Similar Properties





Categories: Open House  


Posted by Ellen McLaughlin on 9/3/2019


35 Ashwood Ave., Salem, NH 03079

Single-Family

$389,900
Price

6
Rooms
3
Beds
2
Baths
This lovely Cape sits back off the road on a beautifully landscaped lot in a neighborhood close to schools and shopping. The home features a first floor bedroom and a 1st floor full bath, as well as two spacious bedrooms and full bath on the second level. A breezeway between the garage and eat-in kitchen adds convenience on cold winter days. Other features include a dining room with large bay window, wood fireplace in the living room, as well as a bright & sunny 3 season porch that walks out onto a deck that overlooks the spacious backyard and chain link fence for your pet. Partially finished basement. Newer baths, appliances, and replacement windows are only a few of the many updates this home has to offer.
Open House
No scheduled Open Houses

Similar Properties





Tags: Real estate   Single-Family   Salem   03079  
Categories: New Homes